AppAdvize Score
out of 10 · How we scoreShort answer
PayPal scores 7.5/10 in our review and is best for freelancers working with international clients who prefer paypal and low-volume sellers who want zero monthly overhead. The standout: Brand trust — clients feel safe paying via PayPal. Watch out: Higher transaction fees than Stripe for most use cases. There's a free plan to start with.
Reviewed by the AppAdvize editorial team · last verified March 2026
Overview
PayPal is the most widely recognized online payment brand globally — many customers feel more comfortable paying via PayPal than entering a card number on an unfamiliar site. For freelancers and small businesses, PayPal offers invoicing, payment links, and international transfers with no monthly fee. Transaction fees are higher than Stripe, but the brand trust factor and no-setup simplicity make it a practical choice for international freelance work and low-volume sellers.
Pricing
Free — Free to use — per-transaction fees apply
Pros & Cons
What we like
- ✓Brand trust — clients feel safe paying via PayPal
- ✓Accepted globally in 200+ countries and 25 currencies
- ✓No monthly fee — pay per transaction only
- ✓Invoicing and payment links built in
Watch out for
- ✕Higher transaction fees than Stripe for most use cases
- ✕Customer support notoriously slow and unhelpful
- ✕Account freezes can occur without warning on growing accounts
- ✕Less developer-friendly than Stripe for custom integrations
Best for
- Freelancers working with international clients who prefer PayPal
- Low-volume sellers who want zero monthly overhead
Not ideal for
- Businesses with high transaction volume (Stripe is cheaper and more reliable)
- Developers building custom checkout flows (Stripe API is far superior)
Alternatives
See all PayPal alternatives, compared →PayPal FAQ
Is PayPal worth it?
PayPal scores 7.5/10 in our review and is a strong fit for freelancers working with international clients who prefer paypal. Standout: Brand trust — clients feel safe paying via PayPal. Main trade-off: Higher transaction fees than Stripe for most use cases.
Is PayPal free?
PayPal is free to use — Free to use — per-transaction fees apply.
What are the best PayPal alternatives?
Top PayPal alternatives are Stripe, Lemon Squeezy, Gumroad. See our full comparison at /tools/paypal/alternatives.
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AppAdvize Scores
Quick Facts
- Founded
- 1998
- Users
- 430M+ active accounts
- Setup time
- ~15 min
- Complexity
- simple
- Maturity
- established
Last verified: 2026-03-01